Jersey City, NJ vs Vineland, NJ
A 2-bedroom in Vineland costs $1,090 less per month than Jersey City ($1,673 vs $2,763). Median income is $97,334 in Jersey City and $64,499 in Vineland. That's a difference of $13,080 per year in housing costs.
Jersey City, New Jersey 2-bedroom FMR is $1,090 above Vineland, New Jersey — a wide 65-percent gap. A premium of this magnitude almost always means the two counties are in different metro classes; an expensive coastal-metro county vs. a smaller-market or rural county is the typical pattern.
For households weighing a move between the two counties, the FMR gap is one input among several. Cost-of-living adjustments cover housing well but undercount the income-side picture; local wages can offset rent differences, particularly in higher-paying coastal metros where the higher rent comes with higher pay.
Side-by-Side Comparison
| Metric | Jersey City | Vineland |
|---|---|---|
| Studio FMR | $2,407 | $1,280 |
| 1BR FMR | $2,458 | $1,375 |
| 2BR FMR | $2,763 | $1,673 |
| 3BR FMR | $3,367 | $2,303 |
| 4BR FMR | $3,955 | $2,311 |
| Median Income | $97,334 | $64,499 |
| Rent Burden | 34.1% | 31.1% |
| Actual Median Rent | $1,780 | $1,254 |
| Median Home Value | $587,400 | $205,600 |
| Population | 19.8M | 153K |
| Renter % | 48.5% | 34.4% |
| Vacancy Rate | 7.9% | 6.8% |
| Poverty Rate | 12.4% | 16.3% |
| YoY Change | +20.2% | - |
| Min Wage | $15.49/hr | $15.49/hr |
Income Required to Afford a 2-Bedroom
Frequently Asked Questions
Vineland, NJ is more affordable with a 2BR FMR of $1,673/mo, which is $1,090 less than Jersey City at $2,763/mo. However, when considering local incomes, Jersey City has a rent burden of 34.1% vs 31.1% in Vineland.
A 2-bedroom in Jersey City, NJ costs $2,763/mo at Fair Market Rent, while in Vineland, NJ it's $1,673/mo, a difference of $1,090/mo or $13,080/year.
To afford a 2BR without spending more than 30% of income on rent: Jersey City requires $110,520/year ($53/hr). Vineland requires $66,920/year ($32/hr).
Source: HUD Fair Market Rents, 2026.