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Amherst Town-Northampton, MA

The Fair Market Rent for a 2-bedroom in Amherst Town-Northampton, MA is $2,004 per month, ranking #62 out of 693 areas nationwide. The area median household income is $86,391, meaning a household spending Fair Market Rent on a 2-bedroom would pay 27.8% of income on housing. The area has a population of 157K, with 31.2% of households renting.

27.8%
Moderately Affordable
of income → rent
$2,004
2BR Fair Market Rent
vs $1,250 national median
$86,391
Median Income
vs $71,049 national
$1,332
Actual Median Rent
Census ACS estimate
157K
Population
Census ACS
31.2%
Renters
of occupied housing
$363,400
Median Home Value
7.1%
Vacancy Rate
of housing units
10.9%
Poverty Rate
below poverty line

Fair Market Rent by Bedroom Size

$1,382
Studio
$1,580
1 Bedroom
$2,004
2 Bedroom
$2,504
3 Bedroom
$2,702
4 Bedroom

Fair Market Rents (FMRs) are set annually by the U.S. Department of Housing and Urban Development and represent the 40th percentile of gross rents for standard-quality units in an area. FMRs are used to determine payment standards for the Housing Choice Voucher program and other federal housing assistance.

Housing Affordability

In Amherst Town-Northampton, MA, a household earning the area median income of $86,391 would spend 27.8% of their gross income on a 2-bedroom at Fair Market Rent. This falls below HUD's 30% cost-burden threshold, meaning housing is relatively affordable for median-income households in this area.

Income Needed for 2BR
$80,160
annual (30% threshold)
Hourly Wage Needed
$39
full-time (2,080 hrs/yr)
Actual Median Rent
$1,332
$672 below FMR

Minimum Wage Affordability

The minimum wage in Massachusetts is $15.00/hr. A minimum-wage worker would need to work 102.8 hours per week to afford a 2-bedroom at Fair Market Rent without exceeding 30% of income on housing. This means a single minimum-wage earner cannot afford a 2-bedroom working a standard 40-hour week. The poverty rate in Amherst Town-Northampton is 10.9%, below the national average of approximately 12.4%.

State Min Wage
$15.00/hr
Hours/Week Needed
102.8 hrs
Poverty Rate
10.9%

Housing Market Context

The median home value in Amherst Town-Northampton is $363,400. At a median income of $86,391, this represents a price-to-income ratio of 4.2x. 7.1% of housing units in the area are vacant, which is near the national average.

Rent vs. Buy
$2,544 est. mortgage
vs $2,004 FMR rent
Vacancy Rate
7.1%
of housing units

Other Areas in Massachusetts

Boston-Cambridge-Quincy
$2,941/mo
2BR FMR · 31.4% burden
Easton-Raynham
$2,550/mo
2BR FMR · 35.7% burden
Barnstable Town
$2,422/mo
2BR FMR · 30.8% burden
Lowell
$2,351/mo
2BR FMR · 25.1% burden
Brockton
$2,311/mo
2BR FMR · 24.7% burden

Compare Amherst Town-Northampton

vs Boston-Cambridge-Quincy, MAvs Easton-Raynham, MAvs Barnstable Town, MA

Areas With Similar Rent to Amherst Town-Northampton

Frequently Asked Questions

The HUD Fair Market Rent for a 2-bedroom in Amherst Town-Northampton, MA is $2,004 per month. A studio is $1,382/mo, a 1-bedroom is $1,580/mo, and a 3-bedroom is $2,504/mo. The actual median gross rent from Census data is $1,332/mo.

Amherst Town-Northampton has a rent burden of 27.8%, meaning a household earning the median income of $86,391 would spend 27.8% of income on a 2-bedroom at Fair Market Rent. This is below HUD's 30% cost-burden threshold, indicating relatively affordable housing. To afford a 2-bedroom without being cost-burdened, a household would need an annual income of at least $80,160.

Amherst Town-Northampton's 2-bedroom Fair Market Rent of $2,004/mo is $754 above the national median of $1,250/mo. Amherst Town-Northampton ranks #62 out of 693 areas for highest rent in the United States.

To afford a 2-bedroom at Fair Market Rent in Amherst Town-Northampton without spending more than 30% of income on housing, you would need an annual household income of at least $80,160, or a full-time hourly wage of $39/hour. The area median income is $86,391.

Fair Market Rents represent the 40th percentile of gross rents for standard-quality rental units. Rent burden is calculated as annual 2BR FMR divided by area median household income. Census data (income, home value, population, vacancy) is from the ACS 5-Year estimates. Unemployment rates are from BLS Local Area Unemployment Statistics.