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New Bedford, MA

The Fair Market Rent for a 2-bedroom in New Bedford, MA is $1,527 per month, ranking #197 out of 693 areas nationwide. The area median household income is $85,646, meaning a household spending Fair Market Rent on a 2-bedroom would pay 21.4% of income on housing. Rent in New Bedford has increased 4.4% year over year. The area has a population of 1.7M, with 37.1% of households renting.

21.4%
Moderately Affordable
of income → rent
$1,527
2BR Fair Market Rent
vs $1,250 national median
$85,646
Median Income
vs $71,049 national
$1,236
Actual Median Rent
Census ACS estimate
+4.4%
Year-over-Year
2BR FMR change
1.7M
Population
Census ACS
37.1%
Renters
of occupied housing
$385,900
Median Home Value
8.2%
Vacancy Rate
of housing units
11.2%
Poverty Rate
below poverty line

Fair Market Rent by Bedroom Size

$1,203
Studio
$1,230
1 Bedroom
$1,527
2 Bedroom
$1,831
3 Bedroom
$2,289
4 Bedroom

Fair Market Rents (FMRs) are set annually by the U.S. Department of Housing and Urban Development and represent the 40th percentile of gross rents for standard-quality units in an area. FMRs are used to determine payment standards for the Housing Choice Voucher program and other federal housing assistance.

Housing Affordability

In New Bedford, MA, a household earning the area median income of $85,646 would spend 21.4% of their gross income on a 2-bedroom at Fair Market Rent. This falls below HUD's 30% cost-burden threshold, meaning housing is relatively affordable for median-income households in this area.

Income Needed for 2BR
$61,080
annual (30% threshold)
Hourly Wage Needed
$29
full-time (2,080 hrs/yr)
Actual Median Rent
$1,236
$291 below FMR

5-Year Rent Trend

+50.9% since 2021
$1,0122021$1,1142022$1,2822023$1,4632024$1,4482025$1,5272026

2-bedroom Fair Market Rent by fiscal year. Source: HUD FMR API.

Minimum Wage Affordability

The minimum wage in Massachusetts is $15.00/hr. A minimum-wage worker would need to work 78.3 hours per week to afford a 2-bedroom at Fair Market Rent without exceeding 30% of income on housing. This means a single minimum-wage earner cannot afford a 2-bedroom working a standard 40-hour week. The poverty rate in New Bedford is 11.2%, below the national average of approximately 12.4%.

State Min Wage
$15.00/hr
Hours/Week Needed
78.3 hrs
Poverty Rate
11.2%

Housing Market Context

The median home value in New Bedford is $385,900. At a median income of $85,646, this represents a price-to-income ratio of 4.5x. 8.2% of housing units in the area are vacant, which is near the national average.

Rent vs. Buy
$2,701 est. mortgage
vs $1,527 FMR rent
Vacancy Rate
8.2%
of housing units

Other Areas in Massachusetts

Boston-Cambridge-Quincy
$2,941/mo
2BR FMR · 31.4% burden
Easton-Raynham
$2,550/mo
2BR FMR · 35.7% burden
Barnstable Town
$2,422/mo
2BR FMR · 30.8% burden
Lowell
$2,351/mo
2BR FMR · 25.1% burden
Brockton
$2,311/mo
2BR FMR · 24.7% burden

Compare New Bedford

vs Boston-Cambridge-Quincy, MAvs Easton-Raynham, MAvs Barnstable Town, MA

Areas With Similar Rent to New Bedford

Frequently Asked Questions

The HUD Fair Market Rent for a 2-bedroom in New Bedford, MA is $1,527 per month. A studio is $1,203/mo, a 1-bedroom is $1,230/mo, and a 3-bedroom is $1,831/mo. The actual median gross rent from Census data is $1,236/mo.

New Bedford has a rent burden of 21.4%, meaning a household earning the median income of $85,646 would spend 21.4% of income on a 2-bedroom at Fair Market Rent. This is below HUD's 30% cost-burden threshold, indicating relatively affordable housing. To afford a 2-bedroom without being cost-burdened, a household would need an annual income of at least $61,080.

New Bedford's 2-bedroom Fair Market Rent of $1,527/mo is $277 above the national median of $1,250/mo. New Bedford ranks #197 out of 693 areas for highest rent in the United States.

To afford a 2-bedroom at Fair Market Rent in New Bedford without spending more than 30% of income on housing, you would need an annual household income of at least $61,080, or a full-time hourly wage of $29/hour. The area median income is $85,646.

The 2-bedroom Fair Market Rent in New Bedford increased by 4.4% compared to the prior year. This is a modest increase, roughly in line with typical housing cost trends.

Fair Market Rents represent the 40th percentile of gross rents for standard-quality rental units. Rent burden is calculated as annual 2BR FMR divided by area median household income. Census data (income, home value, population, vacancy) is from the ACS 5-Year estimates. Unemployment rates are from BLS Local Area Unemployment Statistics.