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Oxnard-Thousand Oaks-Ventura, CA

The Fair Market Rent for a 2-bedroom in Oxnard-Thousand Oaks-Ventura, CA is $2,693 per month, ranking #16 out of 693 areas nationwide. The area median household income is $107,327, meaning a household spending Fair Market Rent on a 2-bedroom would pay 30.1% of income on housing. Rent in Oxnard-Thousand Oaks-Ventura has increased 11.6% year over year. The area has a population of 838K, with 35.8% of households renting.

30.1%
Rent Burdened
of income → rent
$2,693
2BR Fair Market Rent
vs $1,250 national median
$107,327
Median Income
vs $71,049 national
$2,248
Actual Median Rent
Census ACS estimate
+11.6%
Year-over-Year
2BR FMR change
838K
Population
Census ACS
35.8%
Renters
of occupied housing
$768,400
Median Home Value
5.6%
Vacancy Rate
of housing units
9%
Poverty Rate
below poverty line

Fair Market Rent by Bedroom Size

$1,998
Studio
$2,250
1 Bedroom
$2,693
2 Bedroom
$3,652
3 Bedroom
$4,240
4 Bedroom

Fair Market Rents (FMRs) are set annually by the U.S. Department of Housing and Urban Development and represent the 40th percentile of gross rents for standard-quality units in an area. FMRs are used to determine payment standards for the Housing Choice Voucher program and other federal housing assistance.

Housing Affordability

In Oxnard-Thousand Oaks-Ventura, CA, a household earning the area median income of $107,327 would spend 30.1% of their gross income on a 2-bedroom at Fair Market Rent. HUD considers households spending more than 30% of income on housing to be "cost-burdened." This means many renters in this area face financial strain from housing costs.

Income Needed for 2BR
$107,720
annual (30% threshold)
Hourly Wage Needed
$52
full-time (2,080 hrs/yr)
Actual Median Rent
$2,248
$445 below FMR

5-Year Rent Trend

+40.0% since 2021
$1,9232021$2,2182022$2,4252023$2,4142024$2,5692025$2,6932026

2-bedroom Fair Market Rent by fiscal year. Source: HUD FMR API.

Minimum Wage Affordability

The minimum wage in California is $16.50/hr. A minimum-wage worker would need to work 125.5 hours per week to afford a 2-bedroom at Fair Market Rent without exceeding 30% of income on housing. This means a single minimum-wage earner cannot afford a 2-bedroom working a standard 40-hour week. The poverty rate in Oxnard-Thousand Oaks-Ventura is 9%, below the national average of approximately 12.4%.

State Min Wage
$16.50/hr
Hours/Week Needed
125.5 hrs
Poverty Rate
9%

Housing Market Context

The median home value in Oxnard-Thousand Oaks-Ventura is $768,400. At a median income of $107,327, this represents a price-to-income ratio of 7.2x. 5.6% of housing units in the area are vacant, which is below the national average and suggests a tight housing market.

Rent vs. Buy
$5,379 est. mortgage
vs $2,693 FMR rent
Vacancy Rate
5.6%
of housing units

Other Areas in California

Santa Cruz-Watsonville
$4,214/mo
2BR FMR · 46.3% burden
San Francisco
$3,604/mo
2BR FMR · 32.3% burden
San Jose-Sunnyvale-Santa Clara
$3,483/mo
2BR FMR · 26.5% burden
Santa Ana-Anaheim-Irvine
$3,236/mo
2BR FMR · 41.5% burden
Santa Maria-Santa Barbara
$3,124/mo
2BR FMR · 39.1% burden

Compare Oxnard-Thousand Oaks-Ventura

vs Santa Cruz-Watsonville, CAvs San Francisco, CAvs San Jose-Sunnyvale-Santa Clara, CA

Areas With Similar Rent to Oxnard-Thousand Oaks-Ventura

Frequently Asked Questions

The HUD Fair Market Rent for a 2-bedroom in Oxnard-Thousand Oaks-Ventura, CA is $2,693 per month. A studio is $1,998/mo, a 1-bedroom is $2,250/mo, and a 3-bedroom is $3,652/mo. The actual median gross rent from Census data is $2,248/mo.

Oxnard-Thousand Oaks-Ventura has a rent burden of 30.1%, meaning a household earning the median income of $107,327 would spend 30.1% of income on a 2-bedroom at Fair Market Rent. HUD considers spending 30%+ on housing to be cost-burdened. To afford a 2-bedroom without being cost-burdened, a household would need an annual income of at least $107,720.

Oxnard-Thousand Oaks-Ventura's 2-bedroom Fair Market Rent of $2,693/mo is $1,443 above the national median of $1,250/mo. Oxnard-Thousand Oaks-Ventura ranks #16 out of 693 areas for highest rent in the United States.

To afford a 2-bedroom at Fair Market Rent in Oxnard-Thousand Oaks-Ventura without spending more than 30% of income on housing, you would need an annual household income of at least $107,720, or a full-time hourly wage of $52/hour. The area median income is $107,327.

The 2-bedroom Fair Market Rent in Oxnard-Thousand Oaks-Ventura increased by 11.6% compared to the prior year. This is a significant increase, suggesting growing demand in the local housing market.

Fair Market Rents represent the 40th percentile of gross rents for standard-quality rental units. Rent burden is calculated as annual 2BR FMR divided by area median household income. Census data (income, home value, population, vacancy) is from the ACS 5-Year estimates. Unemployment rates are from BLS Local Area Unemployment Statistics.