HUD FMR Data · Updated April 2026
Most Affordable Counties by Rent
These 50 U.S. counties post the lowest Fair Market Rent for a 2-bedroom unit in HUD's latest release. Pickens County, AL leads as the most affordable on this list at $776 per month. Counties at the affordable end of the FMR distribution are typically rural, with smaller rental stocks and higher homeownership shares — meaning headline FMR can be misleading if local listing inventory is thin.
How to Read This Ranking
For context, the national median 2-bedroom FMR is $1,250 per month and the national median household income is $71,049 per year, per the U.S. Census Bureau's American Community Survey 5-year estimates. HUD uses these figures to set Section 8 Housing Choice Voucher payment standards, so the rents on this list directly drive subsidy levels, income limits, and federal housing program eligibility in those counties.
Each row links to a full county page with bedroom-by-bedroom Fair Market Rent, rent burden against the local median household income, and the underlying HUD area code. The ranking covers up to 50 counties and refreshes against HUD\'s annual fiscal-year FMR release. For the underlying HUD data, see the official HUD Fair Market Rents dataset or query the HUD FMR API.
| Rank | County | State | 2BR FMR | 2BR FMR |
|---|---|---|---|---|
| 1 | Pickens County | Alabama | $776 | $776 |
| 2 | Morehouse Parish | Louisiana | $834 | $834 |
| 3 | Vermilion Parish | Louisiana | $834 | $834 |
| 4 | Benton County | Mississippi | $842 | $842 |
| 5 | Holmes County | Mississippi | $842 | $842 |
| 6 | Simpson County | Mississippi | $858 | $858 |
| 7 | Butler County | Kentucky | $866 | $866 |
| 8 | Carter County | Kentucky | $866 | $866 |
| 9 | Iberville Parish | Louisiana | $866 | $866 |
| 10 | Boone County | West Virginia | $869 | $869 |
| 11 | Jefferson Davis Parish | Louisiana | $871 | $871 |
| 12 | Cherokee County | Kansas | $877 | $877 |
| 13 | Henry County | Alabama | $878 | $878 |
| 14 | Acadia Parish | Louisiana | $880 | $880 |
| 15 | Little River County | Arkansas | $880 | $880 |
| 16 | Poinsett County | Arkansas | $880 | $880 |
| 17 | Walker County | Alabama | $886 | $886 |
| 18 | Dallas County | Missouri | $888 | $888 |
| 19 | Polk County | Missouri | $888 | $888 |
| 20 | Jefferson City | Missouri | $910 | $910 |
| 21 | Carlisle County | Kentucky | $915 | $915 |
| 22 | Fayette County | West Virginia | $915 | $915 |
| 23 | Bond County | Illinois | $916 | $916 |
| 24 | Ford County | Illinois | $916 | $916 |
| 25 | Macoupin County | Illinois | $916 | $916 |
| 26 | Jones County | Iowa | $919 | $919 |
| 27 | St. James Parish | Louisiana | $921 | $921 |
| 28 | Pulaski County | Virginia | $921 | $921 |
| 29 | Moniteau County | Missouri | $922 | $922 |
| 30 | Lawrence County | Kentucky | $926 | $926 |
| 31 | Bates County | Missouri | $927 | $927 |
| 32 | Gibson County | Tennessee | $927 | $927 |
| 33 | Gadsden | Alabama | $927 | $927 |
| 34 | Parkersburg-Vienna | West Virginia | $928 | $928 |
| 35 | Fort Smith | Oklahoma | $937 | $937 |
| 36 | Lincoln County | Oklahoma | $937 | $937 |
| 37 | Okmulgee County | Oklahoma | $937 | $937 |
| 38 | Fort Smith | Arkansas | $937 | $937 |
| 39 | Grainger County | Tennessee | $941 | $941 |
| 40 | Richland Parish | Louisiana | $944 | $944 |
| 41 | Franklin County | Virginia | $944 | $944 |
| 42 | Raleigh County | West Virginia | $944 | $944 |
| 43 | Joplin | Missouri | $947 | $947 |
| 44 | Campbell County | Tennessee | $947 | $947 |
| 45 | Person County | North Carolina | $948 | $948 |
| 46 | Dothan | Alabama | $950 | $950 |
| 47 | Scott County | Mississippi | $952 | $952 |
| 48 | Owen County | Indiana | $956 | $956 |
| 49 | Warren County | Indiana | $956 | $956 |
| 50 | Benton County | Iowa | $956 | $956 |
Methodology Notes
Each county's rent is HUD's published 2-bedroom Fair Market Rent — the 40th-percentile gross rent for standard-quality units. We rank by raw FMR, not by adjusted dollars, so high-cost coastal counties dominate the expensive list and rural Midwest and Plains counties dominate the affordable list. To compare rent against local incomes, use the rent-burden rankings.
For the full step-by-step calculation, including how HUD ages ACS base rents using BLS CPI rent indexes and how rent burden is paired with Census income data, see the RentIndex methodology page. We do not adjust HUD\'s figures; the rents and rent-burden calculations on this page reflect federal published data exactly as released.
Frequently Asked Questions
What is the cheapest county for rent in the U.S.?
Based on HUD's latest FMR release, Pickens County, AL posts the lowest 2-bedroom FMR on this list at $776 per month — about 38% below the national median of $1,250.
Why are these counties so affordable?
Counties at the bottom of the FMR distribution are typically rural, with smaller rental stocks, higher homeownership rates, and modest population growth. Headline FMR can be misleading if active rental inventory is thin — the figure represents the 40th percentile of the small set of units that exist, not a guarantee of available housing.
Are subsidized units included in FMR?
No. HUD excludes Section 8 and other subsidized rentals from the FMR calculation precisely because FMR is then used to set subsidy levels — including subsidized rents would be circular. FMR represents the unsubsidized, standard-quality rental market only.
Does low FMR mean low cost of living?
Not necessarily. FMR captures rent only. A county with low rent and high transportation, utility, or food costs can still be expensive overall. For a fuller picture, use rent burden — which compares rent to local median income — rather than raw FMR alone.
How current is this list?
The list reflects HUD's current fiscal-year FMR release, refreshed within seven days of each annual HUD publication. Income figures pair with the latest available Census ACS 5-year estimates, which lag rent by 12-18 months.
Other Rankings
Source: U.S. Department of Housing and Urban Development (HUD), Fair Market Rents — public domain; huduser.gov/portal/datasets/fmr.html. Income figures: U.S. Census Bureau, American Community Survey 5-year estimates. Last refreshed April 2026.