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RentIndex

HUD FMR Data · Updated April 2026

Most Affordable Counties by Rent

These 50 U.S. counties post the lowest Fair Market Rent for a 2-bedroom unit in HUD's latest release. Pickens County, AL leads as the most affordable on this list at $776 per month. Counties at the affordable end of the FMR distribution are typically rural, with smaller rental stocks and higher homeownership shares — meaning headline FMR can be misleading if local listing inventory is thin.

How to Read This Ranking

For context, the national median 2-bedroom FMR is $1,250 per month and the national median household income is $71,049 per year, per the U.S. Census Bureau's American Community Survey 5-year estimates. HUD uses these figures to set Section 8 Housing Choice Voucher payment standards, so the rents on this list directly drive subsidy levels, income limits, and federal housing program eligibility in those counties.

Each row links to a full county page with bedroom-by-bedroom Fair Market Rent, rent burden against the local median household income, and the underlying HUD area code. The ranking covers up to 50 counties and refreshes against HUD\'s annual fiscal-year FMR release. For the underlying HUD data, see the official HUD Fair Market Rents dataset or query the HUD FMR API.

RankCountyState2BR FMR2BR FMR
1Pickens CountyAlabama$776$776
2Morehouse ParishLouisiana$834$834
3Vermilion ParishLouisiana$834$834
4Benton CountyMississippi$842$842
5Holmes CountyMississippi$842$842
6Simpson CountyMississippi$858$858
7Butler CountyKentucky$866$866
8Carter CountyKentucky$866$866
9Iberville ParishLouisiana$866$866
10Boone CountyWest Virginia$869$869
11Jefferson Davis ParishLouisiana$871$871
12Cherokee CountyKansas$877$877
13Henry CountyAlabama$878$878
14Acadia ParishLouisiana$880$880
15Little River CountyArkansas$880$880
16Poinsett CountyArkansas$880$880
17Walker CountyAlabama$886$886
18Dallas CountyMissouri$888$888
19Polk CountyMissouri$888$888
20Jefferson CityMissouri$910$910
21Carlisle CountyKentucky$915$915
22Fayette CountyWest Virginia$915$915
23Bond CountyIllinois$916$916
24Ford CountyIllinois$916$916
25Macoupin CountyIllinois$916$916
26Jones CountyIowa$919$919
27St. James ParishLouisiana$921$921
28Pulaski CountyVirginia$921$921
29Moniteau CountyMissouri$922$922
30Lawrence CountyKentucky$926$926
31Bates CountyMissouri$927$927
32Gibson CountyTennessee$927$927
33GadsdenAlabama$927$927
34Parkersburg-ViennaWest Virginia$928$928
35Fort SmithOklahoma$937$937
36Lincoln CountyOklahoma$937$937
37Okmulgee CountyOklahoma$937$937
38Fort SmithArkansas$937$937
39Grainger CountyTennessee$941$941
40Richland ParishLouisiana$944$944
41Franklin CountyVirginia$944$944
42Raleigh CountyWest Virginia$944$944
43JoplinMissouri$947$947
44Campbell CountyTennessee$947$947
45Person CountyNorth Carolina$948$948
46DothanAlabama$950$950
47Scott CountyMississippi$952$952
48Owen CountyIndiana$956$956
49Warren CountyIndiana$956$956
50Benton CountyIowa$956$956

Methodology Notes

Each county's rent is HUD's published 2-bedroom Fair Market Rent — the 40th-percentile gross rent for standard-quality units. We rank by raw FMR, not by adjusted dollars, so high-cost coastal counties dominate the expensive list and rural Midwest and Plains counties dominate the affordable list. To compare rent against local incomes, use the rent-burden rankings.

For the full step-by-step calculation, including how HUD ages ACS base rents using BLS CPI rent indexes and how rent burden is paired with Census income data, see the RentIndex methodology page. We do not adjust HUD\'s figures; the rents and rent-burden calculations on this page reflect federal published data exactly as released.

Frequently Asked Questions

What is the cheapest county for rent in the U.S.?

Based on HUD's latest FMR release, Pickens County, AL posts the lowest 2-bedroom FMR on this list at $776 per month — about 38% below the national median of $1,250.

Why are these counties so affordable?

Counties at the bottom of the FMR distribution are typically rural, with smaller rental stocks, higher homeownership rates, and modest population growth. Headline FMR can be misleading if active rental inventory is thin — the figure represents the 40th percentile of the small set of units that exist, not a guarantee of available housing.

Are subsidized units included in FMR?

No. HUD excludes Section 8 and other subsidized rentals from the FMR calculation precisely because FMR is then used to set subsidy levels — including subsidized rents would be circular. FMR represents the unsubsidized, standard-quality rental market only.

Does low FMR mean low cost of living?

Not necessarily. FMR captures rent only. A county with low rent and high transportation, utility, or food costs can still be expensive overall. For a fuller picture, use rent burden — which compares rent to local median income — rather than raw FMR alone.

How current is this list?

The list reflects HUD's current fiscal-year FMR release, refreshed within seven days of each annual HUD publication. Income figures pair with the latest available Census ACS 5-year estimates, which lag rent by 12-18 months.

Other Rankings

Source: U.S. Department of Housing and Urban Development (HUD), Fair Market Rents — public domain; huduser.gov/portal/datasets/fmr.html. Income figures: U.S. Census Bureau, American Community Survey 5-year estimates. Last refreshed April 2026.