Napa, CA
The Fair Market Rent for a 2-bedroom in Napa, CA is $2,773 per month, ranking #13 out of 693 areas nationwide. The area median household income is $108,970, meaning a household spending Fair Market Rent on a 2-bedroom would pay 30.5% of income on housing. Rent in Napa has increased 3.3% year over year. The area has a population of 136K, with 35.6% of households renting.
Napa, California runs on the top tier of the U.S. rental market. HUD Fair Market Rent for a 2-bedroom is $2,773 ($2,113 for a 1-bedroom, $3,532 for a 3-bedroom). Counties at this rent level concentrate in coastal-metro corridors and resort towns where housing supply lags demand structurally.
Rent burden is at the federal "cost-burdened" threshold: 31 percent of median income going to rent. Manageable for most households but leaves limited room for savings or unplanned expenses. For renters and prospective movers, the HUD FMR is the asking-rent baseline for a modest unit; actual market rents on freshly-listed units typically run 5-15 percent above the FMR in faster-growing markets. The county vacancy rate (10.7 percent) is the structural indicator of how much availability exists in the local market.
Fair Market Rent by Bedroom Size
Fair Market Rents (FMRs) are set annually by the U.S. Department of Housing and Urban Development and represent the 40th percentile of gross rents for standard-quality units in an area. FMRs are used to determine payment standards for the Housing Choice Voucher program and other federal housing assistance.
Housing Affordability
In Napa, CA, a household earning the area median income of $108,970 would spend 30.5% of their gross income on a 2-bedroom at Fair Market Rent. HUD considers households spending more than 30% of income on housing to be "cost-burdened." This means many renters in this area face financial strain from housing costs.
5-Year Rent Trend
+37.4% since 20212-bedroom Fair Market Rent by fiscal year. Source: HUD FMR API.
Minimum Wage Affordability
The minimum wage in California is $16.50/hr. A minimum-wage worker would need to work 129.3 hours per week to afford a 2-bedroom at Fair Market Rent without exceeding 30% of income on housing. This means a single minimum-wage earner cannot afford a 2-bedroom working a standard 40-hour week. The poverty rate in Napa is 8.4%, below the national average of approximately 12.4%.
Housing Market Context
The median home value in Napa is $838,800. At a median income of $108,970, this represents a price-to-income ratio of 7.7x. 10.7% of housing units in the area are vacant, which is near the national average.
Other Areas in California
Areas With Similar Rent to Napa
Frequently Asked Questions
The HUD Fair Market Rent for a 2-bedroom in Napa, CA is $2,773 per month. A studio is $1,912/mo, a 1-bedroom is $2,113/mo, and a 3-bedroom is $3,532/mo. The actual median gross rent from Census data is $2,141/mo.
Napa has a rent burden of 30.5%, meaning a household earning the median income of $108,970 would spend 30.5% of income on a 2-bedroom at Fair Market Rent. HUD considers spending 30%+ on housing to be cost-burdened. To afford a 2-bedroom without being cost-burdened, a household would need an annual income of at least $110,920.
Napa's 2-bedroom Fair Market Rent of $2,773/mo is $1,523 above the national median of $1,250/mo. Napa ranks #13 out of 693 areas for highest rent in the United States.
To afford a 2-bedroom at Fair Market Rent in Napa without spending more than 30% of income on housing, you would need an annual household income of at least $110,920, or a full-time hourly wage of $53/hour. The area median income is $108,970.
The 2-bedroom Fair Market Rent in Napa increased by 3.3% compared to the prior year. This is a modest increase, roughly in line with typical housing cost trends.
Fair Market Rents represent the 40th percentile of gross rents for standard-quality rental units. Rent burden is calculated as annual 2BR FMR divided by area median household income. Census data (income, home value, population, vacancy) is from the ACS 5-Year estimates. Unemployment rates are from BLS Local Area Unemployment Statistics.