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Napa, CA

The Fair Market Rent for a 2-bedroom in Napa, CA is $2,773 per month, ranking #13 out of 693 areas nationwide. The area median household income is $108,970, meaning a household spending Fair Market Rent on a 2-bedroom would pay 30.5% of income on housing. Rent in Napa has increased 3.3% year over year. The area has a population of 136K, with 35.6% of households renting.

30.5%
Rent Burdened
of income → rent
$2,773
2BR Fair Market Rent
vs $1,250 national median
$108,970
Median Income
vs $71,049 national
$2,141
Actual Median Rent
Census ACS estimate
+3.3%
Year-over-Year
2BR FMR change
136K
Population
Census ACS
35.6%
Renters
of occupied housing
$838,800
Median Home Value
10.7%
Vacancy Rate
of housing units
8.4%
Poverty Rate
below poverty line

Fair Market Rent by Bedroom Size

$1,912
Studio
$2,113
1 Bedroom
$2,773
2 Bedroom
$3,532
3 Bedroom
$4,134
4 Bedroom

Fair Market Rents (FMRs) are set annually by the U.S. Department of Housing and Urban Development and represent the 40th percentile of gross rents for standard-quality units in an area. FMRs are used to determine payment standards for the Housing Choice Voucher program and other federal housing assistance.

Housing Affordability

In Napa, CA, a household earning the area median income of $108,970 would spend 30.5% of their gross income on a 2-bedroom at Fair Market Rent. HUD considers households spending more than 30% of income on housing to be "cost-burdened." This means many renters in this area face financial strain from housing costs.

Income Needed for 2BR
$110,920
annual (30% threshold)
Hourly Wage Needed
$53
full-time (2,080 hrs/yr)
Actual Median Rent
$2,141
$632 below FMR

5-Year Rent Trend

+37.4% since 2021
$2,0182021$2,1642022$2,3882023$2,6842024$2,7922025$2,7732026

2-bedroom Fair Market Rent by fiscal year. Source: HUD FMR API.

Minimum Wage Affordability

The minimum wage in California is $16.50/hr. A minimum-wage worker would need to work 129.3 hours per week to afford a 2-bedroom at Fair Market Rent without exceeding 30% of income on housing. This means a single minimum-wage earner cannot afford a 2-bedroom working a standard 40-hour week. The poverty rate in Napa is 8.4%, below the national average of approximately 12.4%.

State Min Wage
$16.50/hr
Hours/Week Needed
129.3 hrs
Poverty Rate
8.4%

Housing Market Context

The median home value in Napa is $838,800. At a median income of $108,970, this represents a price-to-income ratio of 7.7x. 10.7% of housing units in the area are vacant, which is near the national average.

Rent vs. Buy
$5,872 est. mortgage
vs $2,773 FMR rent
Vacancy Rate
10.7%
of housing units

Other Areas in California

Santa Cruz-Watsonville
$4,214/mo
2BR FMR · 46.3% burden
San Francisco
$3,604/mo
2BR FMR · 32.3% burden
San Jose-Sunnyvale-Santa Clara
$3,483/mo
2BR FMR · 26.5% burden
Santa Ana-Anaheim-Irvine
$3,236/mo
2BR FMR · 41.5% burden
Santa Maria-Santa Barbara
$3,124/mo
2BR FMR · 39.1% burden

Compare Napa

vs Santa Cruz-Watsonville, CAvs San Francisco, CAvs San Jose-Sunnyvale-Santa Clara, CA

Areas With Similar Rent to Napa

Frequently Asked Questions

The HUD Fair Market Rent for a 2-bedroom in Napa, CA is $2,773 per month. A studio is $1,912/mo, a 1-bedroom is $2,113/mo, and a 3-bedroom is $3,532/mo. The actual median gross rent from Census data is $2,141/mo.

Napa has a rent burden of 30.5%, meaning a household earning the median income of $108,970 would spend 30.5% of income on a 2-bedroom at Fair Market Rent. HUD considers spending 30%+ on housing to be cost-burdened. To afford a 2-bedroom without being cost-burdened, a household would need an annual income of at least $110,920.

Napa's 2-bedroom Fair Market Rent of $2,773/mo is $1,523 above the national median of $1,250/mo. Napa ranks #13 out of 693 areas for highest rent in the United States.

To afford a 2-bedroom at Fair Market Rent in Napa without spending more than 30% of income on housing, you would need an annual household income of at least $110,920, or a full-time hourly wage of $53/hour. The area median income is $108,970.

The 2-bedroom Fair Market Rent in Napa increased by 3.3% compared to the prior year. This is a modest increase, roughly in line with typical housing cost trends.

Fair Market Rents represent the 40th percentile of gross rents for standard-quality rental units. Rent burden is calculated as annual 2BR FMR divided by area median household income. Census data (income, home value, population, vacancy) is from the ACS 5-Year estimates. Unemployment rates are from BLS Local Area Unemployment Statistics.